wellness

Money on Your Mind?

/ Yvonne / Leave a comment

Money stress is real. Whether you’re staring down a stack of bills, going through a job change, navigating a divorce, or just trying to stretch your dollars to the end of the month, it can feel like your brain never gets a break. It’s like your finances moved into your head and turned the volume all the way up.

But here’s something most people never say out loud: you are allowed to rest—even when your finances aren’t perfect. Actually, especially when your finances aren’t perfect.

Let’s be honest—worrying 24/7 doesn’t magically make money appear or create that perfect budget you can stick to. What it does is drain your energy, mess with your sleep, and leave you feeling anxious or stuck. Your shoulders get tighter. Your jaw clenches. Your mind races at 2 a.m. with what-ifs and worst-case scenarios. Sound familiar?

That constant pressure can lead to some not-so-great decisions. Maybe you overspend to feel better. Maybe you avoid looking at your bank account. Or maybe you freeze up and do nothing at all because you just can’t deal. Totally normal reactions—but not helpful ones.

Now, imagine if you hit pause. Just for a moment.

Not forever. Not in a “bury-your-head-in-the-sand” kind of way. But in a “let’s give my brain a minute to chill so I can think straight” kind of way. That kind of rest—mental, emotional, even spiritual—isn’t laziness. It’s smart. It’s necessary. And believe it or not, it’s actually good for your finances.

When you take a break from the stress, you start thinking more clearly. You spot better solutions. You become more intentional instead of reactive. You make decisions that align with your long-term goals instead of chasing a quick fix. You get your creativity back. You breathe easier. And guess what? You’re way more likely to follow through on those budgeting plans, savings goals, or side hustle ideas when your nervous system isn’t fried.

Sometimes resting means going for a walk and leaving your phone at home. Sometimes it’s saying, “I’ve done what I can today, and that’s enough.” Sometimes it’s calling a friend and talking about anything but money. And sometimes, it’s just being still, praying, meditating, or sipping your favorite tea without guilt.

You don’t have to earn rest by having everything figured out. You can rest right in the middle of the mess. Right in the middle of the progress. Because you’re human. And because taking care of yourself is part of taking care of your finances.

So breathe. Stretch. Laugh. Cry. Take a nap. Light a candle. Dance it out in your kitchen if that’s your vibe. Let your body and your brain know: we’re not living in panic mode today.

You’ve got this. And even if things feel tight right now, you’re not stuck. You’re learning, growing, and becoming someone who handles money with clarity and confidence. That version of you? They need rest too.

To get more pointers on how to rest in your financial stress, join my FB community, Wallets and Well-Being!

Have You Done a Year-End-Checkup With Yourself Yet?

/ Yvonne / Leave a comment

The year is almost over—can you believe it? Life has likely been moving at lightning speed between the busy days, unexpected twists, and triumphs big and small. But before we barrel into the next chapter, let me ask you something:

Have you stopped to check in with yourself lately?

Not just a passing thought or a fleeting “how am I doing?” but a deep, intentional pause. A year-in-checkup can help you reflect on your journey, celebrate wins, and refocus your energy on what’s ahead.

Sounds good? Let’s dive into how this can be a game-changer for you.

What’s a Year-End-Checkup, Anyway?

Think of it like a personal progress report, but way more exciting. This isn’t about nitpicking or stressing over what didn’t get done. Instead, it’s about celebrating how far you’ve come and identifying what could use a little more love and attention.

You’ll take stock of important areas in your life:

  • Your Career and Finances: Are you thriving or just surviving? Have you hit those milestones you set for yourself, or is it time to tweak the plan?
  • Your Relationships: Which connections have been your lifeline? Which ones need a little TLC?
  • Your Health and Well-being: How’s your energy? Are you giving yourself the care you deserve?
  • Your Personal Growth: Have you learned something new? Pushed your boundaries? Pursued joy?

This checkup is your chance to reflect, recharge, and reimagine your next steps.

Why You’ll Love Doing This

Here’s the thing: without stopping to reflect, it’s easy to lose track of what really matters. We get so caught up in daily routines and putting out fires that we forget to ask, “Am I happy with where I’m headed?”

A year-in-checkup is empowering. It’s your opportunity to:

  • Celebrate what you’ve accomplished. (Yes, even the little wins!)
  • Spot areas that could use some extra care or attention.
  • Realign with what’s most important to you.

The best part? You don’t need to wait for January 1st to start fresh. You can make small, intentional shifts right now that will set you up for an even better year ahead.

How to Get Started (It’s Easier Than You Think)

Ready to give this a try? Here’s how to make it happen:

  1. Set the Mood: Grab a pen and notebook, your favorite drink, and find a cozy spot where you can think clearly.
  2. Ask the Big Questions:
  • What made me proud this year?
  • What challenged me, and how did I grow because of it?
  • What am I most grateful for?
  • What could I do differently to make next year even better?
  1. Celebrate the Wins: Take a moment to appreciate how far you’ve come. Seriously, give yourself credit—you’ve earned it.
  2. Dream Big: What’s one exciting thing you’d love to achieve next year? Write it down and make it your mission.

The Magic of Self-Reflection

When you take the time to check in with yourself, you’re not just looking back—you’re setting the stage for what’s next. You’re choosing to step into the next year with purpose, clarity, and confidence.

So, what do you say? Ready to give yourself the gift of reflection? A year-end-checkup isn’t just a task—it’s a chance to reconnect with you. And trust me, you’re worth every second of it.

Make it a date with yourself. Your future self will thank you.

Go on—get started! What’s the first thing you’re going to celebrate?

What Are You Waiting For

/ Yvonne / Leave a comment

Time seems to move with an accelerating pace as we grow older. When we were children, days felt endless, summers stretched on and on, and the wait for birthdays and holidays seemed to last forever. However, as adults, weeks blur into months, and years pass with the thought of how did it go so fast. This phenomenon is acknowledged by psychologists and neuroscientists alike. Our perception of time speeds up as we age, making it ever more crucial to seize each moment and live a life we truly love.

The perception that time speeds up as we grow older can be attributed to several factors. One significant reason is the proportional theory: each passing year represents a smaller fraction of our life. For a ten-year-old, one year is 10% of their life, but for a fifty-year-old, it is only 2%. This mathematical shrinking of each year’s relative size contributes to the feeling that time accelerates.

Additionally, routine and repetition play a role. When we experience new things, our brains record these memories more vividly. Novelty stretches our perception of time. Conversely, when life becomes routine, the days can seem to fly by unnoticed. This is why childhood, filled with first-time experiences, feels so rich and extensive in hindsight.

Given the fleeting nature of time, living a life aligned with our passions and values is so important. It’s easy to get caught up in societal expectations, career demands, and daily routines, losing sight of what truly brings us joy and fulfillment. However, the brevity of life should serve as a reminder to prioritize what matters most.

**Pursuing Passion:** Doing what we love infuses our lives with energy and enthusiasm. Whether it’s a career that excites us, hobbies that engage our creativity, or causes we care deeply about, passion fuels a sense of purpose and satisfaction. It turns mundane moments into meaningful experiences, making time feel well spent rather than wasted.

**Building Relationships:** Time shared with loved ones is invaluable. Deep connections with family, friends, and partners provide emotional support, joy, and a sense of belonging. Investing time in these relationships enriches our lives and creates lasting memories.

**Financial Security:** Financial stability is a cornerstone of living a life you love. Money can’t buy happiness, but financial security can reduce stress and provide the freedom to pursue passions and enjoy life’s moments. Getting finances in order involves:

– **Budgeting:** Creating and adhering to a budget helps manage expenses and ensure money is spent in alignment with priorities.

– **Saving:** Building an emergency fund and saving for future goals provides a financial cushion and peace of mind.

– **Investing:** Making informed investment choices can grow wealth over time, supporting long-term financial goals.

– **Debt Management:** Reducing and managing debt is crucial for financial health, freeing up resources for other life-enhancing activities.

– **Financial Planning:** Planning for major life events, such as retirement, education, and homeownership, ensures preparedness and reduces future financial stress.

**Spirituality:** Embracing a spiritual practice can provide a profound sense of purpose and connection. Whether through religious faith, meditation, or a personal sense of connection to the universe, spirituality can offer comfort, guidance, and a deeper understanding of life’s mysteries. It can help us find meaning in our experiences and cultivate inner peace, gratitude, and compassion.

**Mindfulness and Presence:** Being fully present in each moment can slow our perception of time. Mindfulness practices, such as meditation, can help us appreciate the now and reduce the feeling that life is rushing past us. By focusing on the present, we can savor the details and find deeper joy in everyday experiences.

**Personal Growth:** Continuously learning and growing keeps life interesting and fulfilling. Embracing new challenges, acquiring new skills, and expanding our horizons help us maintain a sense of progression and accomplishment, counteracting the stagnation that can make time feel like it’s slipping away unnoticed.

### Creating a Life You Love

To live a life we love, intentionality is key. Here are some steps to guide us:

1. **Identify Your Values:** Reflect on what truly matters to you. What do you value most in life? Is it freedom, creativity, family, adventure, or something else? Understanding your core values can guide your decisions and actions.

2. **Set Goals Aligned with Your Passions:** Once you know your values, set goals that align with them. Break these goals into manageable steps and pursue them with dedication.

3. **Simplify and Prioritize:** Life is full of distractions and obligations. Simplify where possible and prioritize activities and commitments that bring you closer to your passions and values.

4. **Embrace Change:** Don’t be afraid to make changes if your current path doesn’t align with your desired life. It’s never too late to pursue a new direction that brings you joy and fulfillment.

5. **Practice Gratitude:** Regularly take time to appreciate what you have. Gratitude can enhance your overall happiness and help you focus on the positives in your life.

6. **Get Your Finances in Order:** Ensure your financial health to provide stability and the freedom to pursue what you love. This includes budgeting, saving, investing wisely, managing debt, and planning for the future.

The passing of time is a universal experience that can either dishearten or inspire us. By recognizing the fleeting nature of our days, we can choose to live more intentionally, embracing our passions, nurturing our relationships, managing our finances, and staying present in the moment. A life we love is not a distant dream but a conscious creation, crafted through our daily choices and attitudes. In the end, the best way to slow down the rush of time is to fill it with love, purpose, and joy.

Mental Health For May

/ Yvonne / Leave a comment

In an increasingly fast-paced and interconnected world, the concept of healing often takes a back seat to the demands of daily life. However, the importance of healing, both physically and mentally, cannot be overstated. Healing is not merely a recovery from illness or injury; it is a holistic process that encompasses the mind, body, and soul, creating overall well-being and resilience. The process of healing is essential for restoring balance, well-being, and enabling individuals to lead fulfilling lives.

Physical healing is probably the most apparent form of recovery, often necessitated by injuries, illnesses, or surgeries. The body’s remarkable ability to repair itself is a testament to its resilience.

And while physical healing is vital, mental and emotional healing is equally important. Mental health issues such as anxiety, depression, and stress can have profound effects on an individual’s overall health. Healing the mind involves addressing these issues through various methods, including therapy, medication, mindfulness practices, and social support. Emotional healing, on the other hand, often requires acknowledging and processing past traumas and grief. This can be facilitated through counseling, expressive arts, and building healthy relationships.

The stigma around mental health has decreased in recent years, allowing more people to seek help without fear of judgment. This shift is crucial because mental health profoundly impacts physical health. Chronic stress, for example, can lead to cardiovascular problems, weakened immune function, and other health issues. By prioritizing mental and emotional healing, individuals can improve their overall quality of life.

Emotional healing addresses the scars left by traumatic experiences, grief, and stress. It is a journey that requires time, patience, and often the guidance of a mental health professional. Emotional wounds can manifest in various ways, including anxiety, depression, or unhealthy coping mechanisms. Healing these wounds involves acknowledging and processing painful emotions, embracing forgiveness, and building resilience.

The importance of emotional healing lies in its ability to free individuals from the burdens of the past, allowing them to engage fully with the present and look forward to the future. Emotional healing creates better relationships, improves mental health, and enhances overall quality of life. Practices such as mindfulness, therapy, practicing spirituality, and support groups are instrumental in this process, providing safe spaces for individuals to explore and heal their emotions.

Psychological healing goes hand-in-hand with emotional healing but delves deeper into the cognitive processes that shape our understanding and interaction with the world. It involves restructuring negative thought patterns, overcoming limiting beliefs, and developing a more positive and realistic outlook on life. Psychological healing is essential for those dealing with chronic stress, anxiety disorders, or the aftermath of traumatic experiences.

Therapeutic techniques such as cognitive-behavioral therapy (CBT), meditation, and journaling are effective tools in the psychological healing process. These methods help individuals gain insight into their thoughts and behaviors, promoting a healthier and more balanced mental state. The importance of psychological healing lies in its ability to empower individuals to break free from the constraints of their past and build a more fulfilling life.

Healing is not a one-time event but a continuous journey. Life inevitably brings challenges and hardships, and the ability to heal from these experiences is crucial for long-term well-being. Embracing healing as an ongoing process encourages individuals to be proactive about their health and seek help when needed.

In today’s continually changing world, taking the time to heal is more important than ever. It is a reminder that well-being is not merely the absence of illness but a dynamic state of balance and harmony. By prioritizing healing, we honor our bodies, minds, and spirits, paving the way for a healthier and more meaningful life.