Your First Paycheck Is Coming. Let’s Make Sure It Stays

Graduation caps have been tossed, your diploma is somewhere under a pile of moving boxes, and you’ve finally figured out how to make ramen taste like a real meal. Congratulations! You’re officially a recent graduate and now, welcome to adulthood, where you’ll quickly discover that your student loan servicer knows more about you than your grandma does.

As you prepare to dive into the job market or just landed your first “real” job, there’s one person you might want to bring into your corner, no, not your cousin who’s “really into crypto” or your roommate who swears they’re going to retire off of TikTok earnings. We’re talking about a financial coach.

Now, you might be thinking, “Why would I hire a financial coach? I don’t even have any finances yet. I have vibes and debt.” Fair point. But that’s exactly why now is the perfect time.

A financial coach isn’t just someone who tells you to stop buying $6 lattes (though they might gently suggest a reusable mug and a better budgeting app). They’re more like your personal money GPS helping you avoid the financial potholes you can’t even see yet. Most people only think about financial guidance once things are already on fire. Collections notices, overdraft fees, or the haunting realization that they accidentally blew their entire paycheck on concert tickets and Uber Eats. A financial coach helps you get ahead of those moments and build a roadmap for your money that doesn’t rely on hope and impulse.

Imagine starting your financial life with intention instead of regret. Knowing how to set up a budget that doesn’t make you feel like you’re grounded. Understanding how to tackle student loans without crying. Learning how to save for future-you—yes, the one who wants to travel, buy a house, or finally replace that cracked iPhone screen.

Plus, working with a coach can help you build confidence. You’ll finally stop nodding blankly when someone says “Roth IRA” and start using terms like “emergency fund” and “compound interest” without breaking into a cold sweat. It’s like having a financial translator—someone who helps you make sense of adult money things without making you feel like you failed Econ 101.

And the truth is, building good habits early is like investing in your future self. Think of your money like a plant: if you water it now and give it the right conditions, it grows. If you wait too long, it gets droopy, weird, and you end up frantically Googling “how to revive dead succulents” except it’s your credit score.

Sure, you could try to figure it all out on your own. There’s YouTube, TikTok, Reddit threads with advice from anonymous users named “StonkMaster420.” But if you want tailored guidance, real support, and someone who doesn’t vanish when the economy wobbles, a financial coach is worth it. They’ll help you build a plan you can stick to even if you’re still living with roommates and your “retirement plan” is just “not working forever.”

So, before you splurge on celebratory sushi or finance a couch you can’t afford, consider this: hiring a financial coach as a recent grad doesn’t mean you’ve got it all together. It means you’re smart enough to want to have it together. And that, my friend, is the kind of energy your bank account will thank you for—long after the ramen days are behind you.

*Whether you just said “I do” or just tossed your graduation cap, this summer is the perfect time to take control of your finances and set yourself up for long-term success.

I’m offering special discounted financial coaching sessions for:
Engaged or Newly Married Couples – Build a solid financial foundation together with guided money talks, budgeting support, and shared goal planning.
Recent Graduates – Learn to manage your income, student loans, and savings with confidence as you step into the real world.

No matter your stage, now is the time to create a plan that works for your future.

Offer ends August 31st — Limited spots available!

Schedule a free insight session here

Gain The Advantage With Career Alignment

How often is your work/job a source of stress? Let’s not mention how many times someone wished they could quit or had a different job in the course of a week. Maybe you’re thinking about changing jobs or possibly wanting to go for that promotion. I’m sure you know that most often someone is hired based on the skills listed on their resume without any thought if that person is a good fit for the job or the culture of the company. Having a different personality than the job type requires (such as a true introvert taking a position as a high-pressure salesperson because the money’s good) or not aligning with company culture are two of the major reasons so many people are unhappy in their careers. And since we all work, it matters. No one wants to spend years of their life in an unhappy work situation.

I started out in this industry as a career coach. I found the average length of time someone spends at a job is two years or less. And no matter how much money someone made, if they weren’t happy at work, they left for something else. Often-times they would leave for a job making less money just to find peace or satisfaction in their job.

Choosing the right career path is a significant life decision that often involves self-discovery and reflection. One powerful tool that has gained prominence in recent years is personality assessments. These assessments go beyond the traditional resume and academic qualifications, providing insights into an individual’s unique characteristics, preferences, and working styles. When you learn your own personality traits and communication style it can have a great impact on all your relationships.

I am a certified DISC assessor and have found that most people are surprised to see how accurate these assessments are and how helpful they can be when pivoting in life, especially when it comes to their careers. They are also eye-opening when used by a team. These assessments help coworkers better understand each other and their communication styles. It’s a great team-building experience.

Personality assessments are a great way to learn more about yourself. They serve as mirrors, reflecting parts of ourselves that we might not have consciously recognized. They offer clarity by identifying patterns in our behavior, preferences, and reactions to different situations. They are a tool designed to evaluate various aspects of an individual’s personality, including traits, strengths, and weaknesses. They are rooted in psychological theories and have been refined over decades to provide a comprehensive understanding of an individual’s behavioral patterns, communication styles, and interpersonal dynamics.

How Personality Impacts Career Choices

1. **Identifying Strengths and Weaknesses:**

Personality assessments help individuals recognize their inherent strengths and weaknesses. For instance, extroverted individuals may thrive in roles requiring interpersonal skills, while introverts may excel in tasks that demand deep focus and analysis.

2. **Career Preferences:**

Understanding one’s personality can shed light on preferred work environments. Whether it’s a dynamic team setting or a solitary, reflective workspace, aligning career choices with personal preferences can enhance job satisfaction and performance.

3. **Communication Styles:**

Effective communication is key in any profession. Personality assessments can reveal communication styles, allowing individuals to tailor their interactions with colleagues, clients, and superiors for optimal collaboration.

4. **Stress Management:**

Certain personalities may be better equipped to handle stress and pressure. By identifying one’s stress response, individuals can make informed decisions about the work environments and roles that are conducive to their mental well-being.

Applying Assessment Results to Career Development

1. **Setting Career Goals:**

Armed with insights from personality assessments, individuals can set realistic and achievable career goals. Whether aiming for leadership positions or pursuing specialized roles, aligning goals with personal traits can increase the likelihood of success.

2. **Professional Development:**

Personality assessments serve as a valuable foundation for professional development plans. Tailored training and skill-building activities can address specific areas of improvement and enhance overall career readiness.

3. **Networking Strategies:**

Networking is an essential aspect of career growth. Understanding one’s personality can guide the development of effective networking strategies, helping build meaningful connections within the industry.

As the landscape of work continues to evolve and where career choices are abundant and diverse, leveraging personality assessments for career alignment has become a strategic advantage. By gaining a deeper understanding of yourself, you can navigate your professional life with confidence, ensuring that your chosen paths align with your unique strengths and aspirations. Remember, it’s not just about finding a job; it’s about building a fulfilling and purposeful career that resonates with who you are.

If you’re interested in learning more or taking your own assessment, schedule a Discovery call with me at TuLincu.com